Automobile accidents can be very scary experiences. A Texas auto accident attorney can give you peace of mind and answer some of the common questions that arise after being involved in a Texas auto accident.
1. What are some first steps I should take after being involved in an auto accident?
The first thing you should do after being involved in an auto accident is contact the police by calling 9-1-1. You should also set about obtaining all contact and insurance information from the other driver or drivers involved in the collision, as well as from any eyewitnesses to the occurrence. Finally, you should seek immediate follow-up medical care at a hospital emergency room or urgent care facility. This is true even if you are not in serious pain following the accident.
2. Should I give a recorded statement to an insurance adjuster?
Although they may seem “nice” on the phone, insurance adjusters, first and foremost, are not working for you. Rather, they are working for their insurance companies. Insurance companies, generally speaking, are not interested in compensating you for your injuries or making you whole. They are more interested in lining their own pockets and keeping their own money in-house.
The moral of the story is that you should never consider providing a recorded statement to an insurance adjuster without first consulting with a Texas auto accident attorney — or without having an attorney present with you (in-person or via phone) when you provide the statement.
3. Are you obligated to provide the insurance adjuster with a recorded statement?
Although the adjuster may make it seem like a recorded statement is mandatory, that is not the case. You should always contact a Texas auto accident lawyer prior to giving a recorded statement to an insurance adjuster.
4. Who will pay the medical bills I incur as a result of my auto accident?
If you have sustained injuries in an auto accident, your bills may be paid, in full or in part, from your automobile insurance policy’s medical payments coverage. Health insurance may also cover the costs of your medical bills. However, at the conclusion of your personal injury case, your health insurer may be able to assert a lien against part of any recovery that was obtained via a personal injury settlement or judgment. At the conclusion of your case, a Texas auto accident attorney may be able to negotiate with your health insurance carrier and obtain a reduction of the final lien amount owed.
5. Who pays for the property damage sustained in an accident?
If the other driver admitted fault for the accident, that driver’s insurance company should cover the property damage costs for your vehicle. If the other driver does not admit fault, then your own auto insurer will pay for the vehicle repairs or will pay the value of your vehicle if it is deemed a total loss. Your auto insurance company can then seek reimbursement from the other driver’s insurance company.
Contact a Texas Auto Accident Attorney Today to Discuss Your Case
Auto accidents sometimes create more questions than answers. A skilled Texas auto accident attorney will be able to represent you throughout settlement negotiations and litigation. Contact the experienced San Antonio auto accident attorneys at Brylak Law at 866-496-3815.